2022 Investment Options for the Portugal Golden Visa 

Portugal’s Parliament has passed amendments to this residency by investment program and new rules was being introduced in January 2022. 

To apply for the Portugal Golden Visa, one must chose from  one of the approved options.  

There are currently three investment options to qualify for a Portugal Golden Visa. The real estate option is the most popular, accounting for almost 94% of applications. 

The Portugal Golden Visa new rules include limitations on where investment properties can be located and increased investment thresholds.  

Under the new 2022 Portuguese Real Estate Investment Option, you must purchase a qualifying property in Portugal outright, without a loan or mortgage. You can register individual or multiple properties to make up the minimum investment level. 

The property can be your personal residence, an investment property to let, or a commercial property. 

There are various qualifying real estate categories with different investment levels. 

Residential Real Estate

• The purchase of real estate property with €500,000 in the interior; 
• The amount is reduced to €400,000 if located in low density areas;  

Residential Real Estate (Rehabilitation)

• The purchase of real estate property, with construction dating back to more than 30 years for refurbishing, with €350,000 in the interior; 
•   The amount is reduced to €280,000 if located in low density areas;  

Commercial Real Estate

• The purchase of commercial real estate property with €500,000 anywhere; 
• The amount is reduced to €400,000 if located in low density areas;  

Commercial Real Estate (Rehabilitation)

• The purchase of commercial real estate property, with construction dating back to more than 30 years for refurbishing, with €350,000 in the interior; 
• The amount is reduced to €280,000 if located in low density areas;  

The property does not have to be a residential home for the program, although this is a popular choice. Commercial real estate is also valid if it meets the minimum value. 

The most significant change was to properties in high-density areas. And that includes popular destinations like Lisbon, Porto, the Algarve, and high-density coastal towns like Setubal and the Silver Coast. 

The aim is to increase investment into low-density regions, including the Azores, Madeira, and the country’s interior. Is Property in Portugal a Good Investment? 

The property market is currently stable. Some areas show promising growth that should offer a good return for investors over the coming years. Some favored areas are cities and coastal regions popular with Expats and holidaymakers. 

However, properties in these areas, including Lisbon and Porto, will no longer qualify for the Portugal GV from January 2022. 

Investors will need to choose properties wisely, but experts believe there will still be quality investment opportunities. 

Capital Investment in the Portuguese economy 

2022 Capital Investment options 

• Capital transfer of at least €1.5 million. 
• €500,000 into a Portuguese Investment fund (private equity or venture capital funds) providing capital to specified companies. 
• €500,000 for companies in the national scientific or technological system (€400,000 in a low population density area). 
• €500,000 to increase or incorporate the share capital of a Portuguese company. This existing business investment should lead to the creation of five permanent jobs for at least three years. 
• €250,000 into eligible Portuguese arts or cultural heritage. This amount is the minimum investment for the GV, apart from starting a company. 

Start a company and employ Portuguese nationals 

There is also an option with no minimum investment level. You can apply as an investor in a business that creates at least ten jobs for at least five years or eight jobs in a low-density area. 

Golden Visa – Portugal Residency Requirements 

The Portugal residency requirements for the Golden Visa investor are not hard to meet. You must spend at least fourteen days during the first 2 years and subsequent two-year periods, follow by 7 days on the 5th year.  

There is no requirement to use your property during your visit. Take a fun holiday anywhere in Portugal, and you will still meet the Portugal residency requirement.  

Contributed by,  

Desmond Ang 

Founder and Managing Director of Global Migration, Desmond has established migration agency based on his enthusiasm in helping people migrate to their dream destination. He specialises in Business migration and Investment migration for Australia, New Zealand and Portugal for the past 16 years. 

Desmond is also a member of ACCA, CA, CIA, IMC and was trained as a Chartered Accountant with PWC and International listed companies as a Regional Internal Auditor before venturing into the migration industry.  

His success has gained him as one of the Top 25 Migration Agency CEO globally by Uglobal magazine.  

To Find Out More  

Website: globalmigrationsolutions.com 

Email: enquiry@globalmigrationsolutions.com  

+6010 229 2114 (mobile/WhatsApp)  

Discover the great depths of property investments and global residency when you consult our real estate professionals today!